Business Banker - Edo at Stanbic IBTC Bank

Stanbic IBTC Bank is a leading African bank with core interest on emerging global markets. It has been a mainstay of South Africa's financial system for 150 years, and now spans 16 countries across the African continent.

Stanbic IBTC Bank is a firm believer in technical innovation, geared towards guaranteed exceptional client service and leading edge financial solutions. Our growing global success reflects our commitment to the latest solutions, the best people, and a uniquely flexible and vibrant working culture. To help us drive our success into the future, we are looking for resourceful individuals to join our dedicated team at our offices.

We are recruiting to fill the position below:

Job Title: Business Banker

Job ID: 48463
Locations: Edo
Job Sector: Banking

Job Details

• Retail & Business Banking

Job Purpose

• To manage and optimize value from a portfolio of SME customers

Key Responsibilities/Accountabilities

• Promote and sell a range of appropriate products and solutions that meet the financial needs of small and medium business customers.
• Selling includes acquiring and opening new business accounts (walk-in customers and customers pro-actively approached in the local market area)
• Cross-selling additional products & services to existing customers (walk-in customers, during pro-active telephone conversations).
• Identify sales leads for associate company stakeholders e.g. Vehicle and Asset Finance; Electronic Banking; Trade; Global Markets; etc.
• Mine existing customer data to identify expansion and/or additional business opportunities.
• Identify opportunities to migrate top-end customers to Commercial Banking.
• Providing a central (information/ query handling) service point for a portfolio of SME customers. .
• Ensure KYC documentation, regulatory compliance and control is adhered to

Preferred Qualification and Experience

• Bachelors Degree in any related field
• Min 2 years of Business Banking Sales experience

Knowledge / Technical Skills / Expertise:

• Basic Financial Analysis – Ability to interpret income statement, balance sheet, cash flow statement and financial ratios.
• Business acumen – Ability to spot opportunities and optimize revenue generation for the business
• A thorough knowledge of standardized business banking transactional products and other core products relevant to small business enterprises.
• A good working knowledge and understanding of behavioural credit scoring principles and practices, including an understanding of all SME product programs

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Apply online